Lender Protection Insurance Coverage

Lenders can offer their clients an important advantage by providing financing for their clients’ life insurance premiums. However in doing so, lenders are exposed to certain risks that may result in the value of the collateral securing the loan being less than the amount due to the lender.

Lender Protection Insurance Coverage offers premium finance lenders protection from certain risks that may result in the value of the collateral securing the loan being less than the outstanding loan balance. Our program insures premium finance lenders when they provide financing for life insurance premiums, protecting them against certain risks that they might otherwise be unwilling to assume in connection with this type of loan. 

Potential Benefits Back To Top
  • We will tailor the program to the specific needs of each premium finance lender.
  •  If a lender seeks insurance protection for a risk not currently addressed by Lender Protection Insurance Coverage, we may be able to develop new coverage.
 
Marketing Materials Back To Top

Profile of AIG Risk Finance® (.pdf) 
An overview of AIG Risk Finance capabilities focusing on programs and potential benefits.

AIG Risk Finance® Product Guide (.pdf)
An overview of the potential benefits and features of the innovative solutions available through AIG Risk Finance.