You should review your insurance needs at least once a year. If you have a major life change, you should contact your insurance agent or company representative as soon as possible. The change in your life may have a significant impact on your insurance needs. Life changes may include:
• Marriage, divorce or retirement
• Birth or adoption of a child or grandchild
• Significant changes in your health or that of your spouse/domestic partner
• Taking on the financial responsibility of an aging parent
• Purchasing a new home
• Refinancing your home
• Purchasing or investing in a business
• A loved one who requires long-term care
• Coming into an inheritance