Industry Solutions for Hospitality & Leisure

With over 25 years of underwriting experience, loss prevention, engineering, claims and crisis and litigation management services specific to the hospitality and leisure industry, our service-platform leverages expertise for your benefit. Our professionals are trusted partners working with clients and distribution partners to enhance risk management programs, delivering not only a deep understanding and focus on the ever-changing exposures facing the industry, but also an appreciation for the total cost of risk facing risk management professionals in today’s environment.


Overview

The hospitality and leisure industry faces extraordinary pressures and change that lead to heightened risks, from escalating operating expenses and rising energy costs to specific workforce issues, bedbugs and the threat of global terrorism. Risk professionals in this industry need to manage and stay ahead of an ever-growing spectrum of risk.

Working with our dedicated team, clients receive a market-centric resource to provide the insight, flexibility and expertise to identify risks and respond to ongoing exposures so they can continue to do business and service customers with confidence.

Search below to learn more about the spectrum of standard and specialty insurance products and services we offer members of the hospitality and leisure industry.

Browse Our Hospitality & Leisure Industry Products and Services

Accident and Health

Entertainment & Hospitality

Organizations in the entertainment and hospitality industries have unique insurance risks that require a nimble provider with the flexibility to meet their unique risks. Our participant accident plans can play a significant role in comprehensively insuring entertainment and recreational organizations, by providing valuable accident medical expense, AD&D, and catastrophic cash benefits and offsetting general liability coverage.

Aerospace

Airports, Ground Handlers and Service Providers Liability

Products and services tailored to cover the potential liabilities arising from the operation of an airport, private strip or heliport, whether owned or operated, as well as the risk from ground handlers and service providers.

General Aviation

Cost-efficient, flexible protection and superior coverage for owners, operators and aircraft management companies of all sizes.

Alternative Risk

Alternative Solutions & Product Innovation

There may be times when a company needs to mitigate a substantial risk that is not addressed effectively in the traditional insurance or financial markets. We help clients address these challenging exposures by providing highly customized, innovative programs that apply insurance and/or capital market strategies.

Global Fronting Programs & Captive Management

There are times when companies face challenges that the traditional insurance or financial markets not may not address effectively. We help companies address non-traditional exposures by providing highly customized fronting programs that apply insurance and/or capital market strategies. In addition, we provide captive management and consulting services regarding the feasibility, formation and management of captives, and offer cell captive facilities.

Casualty

Commercial Umbrella Liability

Customized commercial umbrella solutions designed to minimize the potential for dangerous coverage gaps and inconsistencies between layers of coverage for companies of varying sizes and business sectors.

Excess Liability

Casualty coverage solutions to protect businesses against potentially catastrophic losses. With high capacity and exceptional program design flexibility, we build strong, unified towers of liability protection in an attempt to meet the sophisticated needs of major corporate clients.

Fitness and Recreation Centers Program

The Fitness and Recreation Centers program can help solve clients' insurance needs ranging from upscale complex risks to local gyms and health clubs.

General Liability

General liability insurance is designed to protect businesses from the costs of accidents, injuries and property damage sustained by third parties. Companies of all sizes and industries need sound protection against these traditional exposures, as well as more complex exposures such as product liability, advertising injury and reputation damage.

Product Liability

Primary and excess product liability solutions for manufacturers, distributors, wholesalers and importers involved throughout the chain of commerce.

Workers' Compensation

Workers' compensation coverage provides wage loss and medical benefits to workers injured in the course and scope of employment. Our workers’ compensation programs combine insurance with expert loss control, safety engineering and claims management aimed at improving loss experience and protecting employees.

Crisis Management

Kidnap, Ransom and Extortion

Comprehensive insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.

ReputationGuard®

Innovative insurance protection and access to world class communications experts to help companies cope with reputation threats and negative publicity.

Environmental

Commercial Pollution Legal Liability

Provides property owners and operators with coverage for site liability, non-owned disposal sites, contracting operations and transportation exposures.

Environmental and General Liability Exposures (EAGLE) Program®

The Environmental and General Liability Exposures (EAGLE) Program provides a cost-effective solution to insureds across many industries with a single policy offering enhanced general liability coverage and pollution legal liability coverage, thus helping to eliminate potential coverage gaps. Higher limits can be obtained with the Commercial Excess Follow Form policy.

Management Liability

CrimeGuard Choice®

Insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud on a global basis.

Directors and Officers Liability For Non-Profit Entities

Enhanced with automatic coverage for leased employees, volunteers, or independent contractors, expanded definition of a claim to include non-monetary demands or injunctive relief and more.

Directors and Officers Liability for Private Companies

Offering investigative cost coverage for derivative demands, extended coverage for investigations of individual insureds, roadshow coverage, and more.

Employment Edge®

Employment practices liability insurance coverage that addresses the full range of exposure that companies face, including those arising from workplace bullying and employee use of the internet and social media.

Executive Edge®

Cutting edge management liability protection to respond to the personal risk directors and officers of publicly-held companies face due to the financial scandals, changes in the law, and more.

Fiduciary Liability Insurance Edge®

Protection for directors, officers, employees and employers who are alleged to have breached their fiduciary duty or made mistakes in the management or administration of employee retirement and benefit plans.

Investigation Edge

Protection for companies with publicly traded securities in the event a securities investigation were to occur.

Kidnap, Ransom and Extortion

Comprehensive insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.

Passport for Directors and Officers

Passport for Directors and Officers (D&O) offers an efficient way for multinationals to secure D&O liability insurance aligned with local laws, regulations and customs worldwide.

PortfolioSelectSM

A modular executive liability platform for public and private companies, financial institutions, and non-profit entities.

Representations and Warranties Insurance

Insurance for both buyers and sellers involved in mergers, acquisitions, divestitures or other business transactions offering protection from financial loss due to inaccuracies in representations and warranties.

Side-A Directors and Officers Liability

Side A directors and officers liability insurance provides directors and officers with an additional level of defense to protect their personal assets as a result of adverse litigation. Companies now can purchase up to $100 million in Side A coverage from AIG.

Marine and Inland Marine

Inland Marine

Comprehensive protection for assets that are moveable or mobile in nature, in transit or in storage, where specialization is needed or unique exposures exist.

Marine Liability

Wide range of marine liability insurance products to meet the needs of transportation companies, stevedores, wharfingers, terminal operators and port authorities, shipyards and ship repair operations, bunkermen, vessel charterers, pilots and marine contractors in nearly every jurisdiction around the globe.

Recreational Marine

Comprehensive coverage for boats and yachts of any size from runabouts to mega-yachts.

Professional Liability

Architects and Engineers Professional Liability

Professional liability protection that architects and engineers of all sizes need to safeguard themselves against claims alleging negligence or other errors and omissions exposures.

CyberEdge®

Flexible protection against rising occurrences of sensitive data breaches, computer hacking, dumpster diving (theft of discarded records), cyber terrorism, computer virus and employee sabotage or pilferage of information and identity theft.

Fitness and Recreation Centers Program

The Fitness and Recreation Centers program can help solve clients' insurance needs ranging from upscale complex risks to local gyms and health clubs.

Personal Identity Coverage

Coverage enabling organizations to extend expert assistance and financial relief to employees, customers or members who are victims of identity theft.

PortfolioSelectSM

A modular executive liability platform for public and private companies, financial institutions, and non-profit entities.

ReputationGuard®

Innovative insurance protection and access to world class communications experts to help companies cope with reputation threats and negative publicity.

Total Body Pac

Broad range of coverage for aestheticians, electrologists, day spas, body piercing, tattoo and micropigmentation practitioners, as well as micropigmentation, aesthetician or electrologist trainers.

Property

Construction All Risk

First-party property insurance solutions for onshore commercial, industrial and energy construction all-risk (CAR), erection all-risk (EAR) and civil and infrastructure projects.

Equipment Breakdown

Equipment breakdown insurance, which may not be covered by standard property insurance policies, responds to physical and financial losses suffered when specialized electrical, mechanical or steam equipment is damaged.

Large Limits

Increased property capacity to help protect a broad array of commercial occupancies including healthcare, manufacturing, real estate, public authorities, retail and higher education from catastrophic losses.

Offshore Property

Offshore and upstream energy property insurance and related coverages that provide the necessary protection oil and gas companies need in the event of damage to an offshore oil rig or drilling facility.

Standalone Property Terrorism Coverage

Property insurance that provides broad protection against losses to physical assets arising from terrorist acts around the world.

Surety

Surety

Traditional and non-traditional surety solutions that we can customize to meet the diverse needs of clients.

Trade Credit and Political Risk

Political Risk

Protection investors, financial institutions and corporate clients need to safeguard their investments in overseas markets against unpredictable losses due to specified political risk perils.


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