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Fidelity and Crime Insurance (CrimeGuard®)

Employee dishonesty is a serious problem for all U.S. companies, and is one of the principal issues to consider when selecting fidelity and crime insurance.  Sound internal controls help prevent dishonest acts by employees, but no controls are impenetrable. In order to better manage the risk, those internal controls must be accompanied by a strong commercial fidelity and crime insurance policy.

CrimeGuard® provides U.S. companies with superior insurance for a wide array of crime-related exposures.  Rather than addressing the risk of loss piecemeal, CrimeGuard provides expansive, worldwide crime protection through a single, comprehensive insuring agreement.  It also offers insureds a uniquely cost-effective and efficient claims settlement process and supports efforts to reduce the costs and incidence of workplace fraud.

Features and Benefits Back To Top
  • Provides comprehensive, worldwide coverage for numerous fraud-related losses in a single insuring agreement
  • Only CrimeGuard includes the Fidelity Research and Investigative Settlement Clause, a unique provision that sets the stage for an efficient cooperative loss investigation and settlement process that can save the insured time and money
  • AIG Executive Liability conducts complimentary risk management and educational programs with key managers at our Insureds to discuss specific internal control vulnerabilities, best practice fraud prevention and detection techniques, and other ideas to improve internal controls
  • Definition of “employee” extends to the wide range of workers who could perpetrate fraud against an organization, including part-time, temporary and student workers
  • Experienced fidelity claims handlers and recovery experts to handle your coverage needs
 
Marketing Materials Back To Top
CrimeGuard® Coverage Insights (.pdf) 
A coverage overview of the AIG CrimeGuard®.
Claims Back To Top

The AIG companies have assembled a seasoned team of claims professionals who are experienced in managing some of the highest-profile D&O, E&O, employment practices, fiduciary, crime and technology cases in the industry, for entities of all sizes and across most industries-from Fortune 500® companies to not-for-profit organizations; multinational corporations to privately-held enterprises.
 
Our centralized in-house operation, positioned adjacent to our underwriting colleagues, allows us to facilitate prompt case resolution and the best possible claim outcomes. We offer access to some of the nation's leading law firms specializing in the defense of securities, employment practices, fiduciary and technology claims. And in the toughest environment, policyholders can count on our aggressive litigation strategies to defeat even the most formidable plaintiff's attorneys.

To report a claim please contact us:
Tel: 888-602-5246
Fax: 866-227-1750
e-Mail: c-claim@aig.com
Mail: AIG Domestic Claims, Inc.
c-Claim for Financial Lines
175 Water Street, 9 Fl.
New York, NY 10038

To follow up on an existing claim:
Tel: 888-602-5246

Download a claim form for submission.

To request loss runs, contact AIG Broker Services at 877-867-3783, or e-mail toserve@aig.com

Search our Claims Archive

Applications and Forms Back To Top

CrimeGuard New Business Application (.doc)
Application form for AIG CrimeGuard® for new business.

CrimeGuard Renewal Business Application (.doc)
Renewal application form for AIG CrimeGuard®.

CrimeGuard Specimen Policy (.doc)
A sample of the AIG CrimeGurad® 

CrimeGuard Specimen Declarations Page (.doc)
A sample declaration page of the AIG CrimeGuard®.