Industry Solutions for Energy

We work to combine our in-depth industry expertise with our outstanding global capabilities to deliver highly flexible, tailored risk management solutions to energy and energy-related businesses alike. From oil and petrochemical to power generation and utilities our depth and scope allow us to leverage our risk evaluation experience, industry insight, best practices and lessons learned to deliver superior value in product, service, and value innovation. 


Marine
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Overview

The risks associated with energy and energy-related businesses are complex and diverse, high hazard and high risk. Critically important to our global economy and used to power our modern way of life, the sale, extraction, manufacture, refinement and distribution of energy is vital. 

Having served the energy industry for over 30 years, we understand the specialized legislation, unique duties of care and sometimes complex systems of management and governance members of the energy industry face, and can provide comprehensive insurance solutions tailored to meet the energy industry’s particular needs.

Search below to learn more about the spectrum of standard and specialty insurance products and services we offer members of the energy industry.

Browse Our Energy Industry Products and Services

Aerospace

General Aviation

Cost-efficient, flexible protection and superior coverage for owners, operators and aircraft management companies of all sizes.

Alternative Risk

Alternative Solutions & Product Innovation

There may be times when a company needs to mitigate a substantial risk that is not addressed effectively in the traditional insurance or financial markets. We help clients address these challenging exposures by providing highly customized, innovative programs that apply insurance and/or capital market strategies.

Global Fronting Programs & Captive Management

There are times when companies face challenges that the traditional insurance or financial markets not may not address effectively. We help companies address non-traditional exposures by providing highly customized fronting programs that apply insurance and/or capital market strategies. In addition, we provide captive management and consulting services regarding the feasibility, formation and management of captives, and offer cell captive facilities.

Casualty

Commercial Umbrella Liability

Customized commercial umbrella solutions designed to minimize the potential for dangerous coverage gaps and inconsistencies between layers of coverage for companies of varying sizes and business sectors.

Excess Liability

Casualty coverage solutions to protect businesses against potentially catastrophic losses. With high capacity and exceptional program design flexibility, we build strong, unified towers of liability protection in an attempt to meet the sophisticated needs of major corporate clients.

General Liability

General liability insurance is designed to protect businesses from the costs of accidents, injuries and property damage sustained by third parties. Companies of all sizes and industries need sound protection against these traditional exposures, as well as more complex exposures such as product liability, advertising injury and reputation damage.

Product Liability

Primary and excess product liability solutions for manufacturers, distributors, wholesalers and importers involved throughout the chain of commerce.

Workers' Compensation

Workers' compensation coverage provides wage loss and medical benefits to workers injured in the course and scope of employment. Our workers’ compensation programs combine insurance with expert loss control, safety engineering and claims management aimed at improving loss experience and protecting employees.

Crisis Management

Kidnap, Ransom and Extortion

Comprehensive insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.

ReputationGuard®

Innovative insurance protection and access to world class communications experts to help companies cope with reputation threats and negative publicity.

Environmental

Commercial Pollution Legal Liability

Provides property owners and operators with coverage for site liability, non-owned disposal sites, contracting operations and transportation exposures.

Contractors Pollution Liability

Protection for contractors claims for bodily injury, property damage and environmental damage resulting from pollution conditions caused by covered operations including work performed by subcontractors that are not normally covered under a general liability insurance policy.

Environmental and General Liability Exposures (EAGLE) Program®

The Environmental and General Liability Exposures (EAGLE) Program provides a cost-effective solution to insureds across many industries with a single policy offering enhanced general liability coverage and pollution legal liability coverage, thus helping to eliminate potential coverage gaps. Higher limits can be obtained with the Commercial Excess Follow Form policy.

Global Financial Lines

CrimeGuard Choice®

Insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud on a global basis.

Management Liability

CrimeGuard Choice®

Insurance protection for companies (and their employees) against the dishonest acts of an employee as well as forgery, safe burglary and computer fraud on a global basis.

Directors and Officers Liability For Non-Profit Entities

Enhanced with automatic coverage for leased employees, volunteers, or independent contractors, expanded definition of a claim to include non-monetary demands or injunctive relief and more.

Directors and Officers Liability for Private Companies

Offering investigative cost coverage for derivative demands, extended coverage for investigations of individual insureds, roadshow coverage, and more.

Kidnap, Ransom and Extortion

Comprehensive insurance coverage to protect business travelers, high net worth individuals and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance, that can occur both in the U.S. and abroad while traveling or residing away from home.

Passport for Directors and Officers

Passport for Directors and Officers (D&O) offers an efficient way for multinationals to secure D&O liability insurance aligned with local laws, regulations and customs worldwide.

PortfolioSelectSM

A modular executive liability platform for public and private companies, financial institutions, and non-profit entities.

Private Edge Plus

A flexible insurance package that allows private companies and their directors and officers to choose one or more of seven coverages and combine them in one comprehensive program with shared or separate limits.

Private Equity Professional EdgeSM

Comprehensive coverage to protect private equity and venture capital firms against the full spectrum of professional and management liability risks.

Side-A Directors and Officers Liability

Side A directors and officers liability insurance provides directors and officers with an additional level of defense to protect their personal assets as a result of adverse litigation. Companies now can purchase up to $100 million in Side A coverage from AIG.

Marine and Inland Marine

Cargo Insurance

Comprehensive all risk coverage for goods in transit for manufacturers, importers and exporters, commodity traders, logistics companies and more.

Inland Marine

Comprehensive protection for assets that are moveable or mobile in nature, in transit or in storage, where specialization is needed or unique exposures exist.

Marine Liability

Wide range of marine liability insurance products to meet the needs of transportation companies, stevedores, wharfingers, terminal operators and port authorities, shipyards and ship repair operations, bunkermen, vessel charterers, pilots and marine contractors in nearly every jurisdiction around the globe.

Professional Liability

CyberEdge®

Flexible protection against rising occurrences of sensitive data breaches, computer hacking, dumpster diving (theft of discarded records), cyber terrorism, computer virus and employee sabotage or pilferage of information and identity theft.

Miscellaneous Professional Liability

Coverage that can be specifically tailored to meet the unique needs of a broad array of professional service providers including claims of negligence arising from fee-based services as well as for economic losses sustained by third-parties.

PortfolioSelectSM

A modular executive liability platform for public and private companies, financial institutions, and non-profit entities.

Private Edge Plus

A flexible insurance package that allows private companies and their directors and officers to choose one or more of seven coverages and combine them in one comprehensive program with shared or separate limits.

Private Equity Professional EdgeSM

Comprehensive coverage to protect private equity and venture capital firms against the full spectrum of professional and management liability risks.

ReputationGuard®

Innovative insurance protection and access to world class communications experts to help companies cope with reputation threats and negative publicity.

Property

Construction All Risk

First-party property insurance solutions for onshore commercial, industrial and energy construction all-risk (CAR), erection all-risk (EAR) and civil and infrastructure projects.

Equipment Breakdown

Equipment breakdown insurance, which may not be covered by standard property insurance policies, responds to physical and financial losses suffered when specialized electrical, mechanical or steam equipment is damaged.

Large Limits

Increased property capacity to help protect a broad array of commercial occupancies including healthcare, manufacturing, real estate, public authorities, retail and higher education from catastrophic losses.

Offshore Property

Offshore and upstream energy property insurance and related coverages that provide the necessary protection oil and gas companies need in the event of damage to an offshore oil rig or drilling facility.

Standalone Property Terrorism Coverage

Property insurance that provides broad protection against losses to physical assets arising from terrorist acts around the world.

Surety

Surety

Traditional and non-traditional surety solutions that we can customize to meet the diverse needs of clients.

Trade Credit and Political Risk

Global Limits Manager

A web-based accounts receivable management tool designed to establish, monitor and revise customer credit limits using live sales ledger data, supplemented where necessary with credit agency data providing a powerful insight to a company's receivables risk portfolio.

Political Risk

Protection investors, financial institutions and corporate clients need to safeguard their investments in overseas markets against unpredictable losses due to specified political risk perils.

Trade Credit Insurance

Protection for companies that sell goods or services on credit terms against the risk of non-payment due to buyer insolvency, protracted default, political risks or acts of war that prevent contract performance and failure to perform obligations under contract.

Trade Finance

Credit insurance supporting structured and supply chain finance transactions based on trade receivables.


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