Contractors Pollution Liability (CPL)

Contractors Pollution Liability (CPL) insurance is an answer to environmental liabilities left uncovered by standard General Liability insurance. Available on either a claims-made or an occurrence basis, CPL is an environmental insurance policy that helps protect contractors against pollution conditions caused by covered operations, including work performed by subcontractors. Coverage is also provided for those Emergency Response Costs incurred by the insured resulting from pollution conditions requiring immediate action.

Features and Benefits Back To Top
  • Applies to sudden and gradual pollution conditions
  • Underwritten on a blanket or project-specific basis
  • Project policies available on a contractor-controlled or owner-controlled basis
  • Offers environmental pollution insurance in the form of pollution legal liability coverage to contractors that most standard general liability programs specifically exclude
  • Insured contractors are covered for environmental liabilities, which include third-party claims for bodily injury, property damage, and environmental damage resulting from pollution conditions caused by construction and remediation operations, whether performed by the contractor or subcontractors
  • Coverage can be expanded to include Microbial Matter (mold & fungus), Non Owned Disposal Site Coverage, Worldwide Coverage, and Terrorism coverage
  • Optional Contractor’s Insured Property endorsement is available for owned sites which are used as equipment storage yards, contractor fueling facilities, as well as company headquarters and offices
  • Transportation coverage is automatically included
  • Natural resource damage is included within the definition of property damage
  • Provides limits of up to $50 million
  • Includes coverage for Emergency Response Costs resulting from pollution conditions requiring immediate action, up to the amount of $250,000
 

As a pioneer in the environmental insurance industry, The AIG Companies have handled tens of thousands of pollution claims for a wide range of industries and businesses of all sizes—from a single dry cleaning operation to a multinational chemical manufacturer—to some of the largest, most complex cleanup projects in history.

Drawing on this experience, our team of claims professionals is committed to effective and expeditious claim resolution. We also place great emphasis on helping policyholders control losses and contain costs through the use of clean-up contractors, litigation management, recovery and loss engineering resources.

To report a claim please contact us:
Tel: 866-473-0756
Fax: 866-260-0104
e-mail: severityfnol@aig.com
Mail: AIG Domestic Claims, Inc.
101 Hudson Street, 31 Fl.
Jersey City, NJ 07302
Attn: CID

To check the status of a claim please contact us: 866-473-0756

Applications and Forms Back To Top

Applications & Specimen Policies

COPS, CPO, CPL Application (.pdf)
Application for COPS, CPO, CPL and Pro-Pac insurance

General Contractors Pollution Liability Application (.pdf)
Application for either a Claims-Made or Occurrence form for Non-Environmental Contractor

CPL Specimen Policy (.pdf)
Specimen Contractors Pollution Liability Claims Made Coverage policy

CPL Occurrence Policy (.pdf)
Specimen Contractors Pollution Liability Occurrence policy