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Basic Accidental Death And Dismemberment (AD&D) Insurance

Escalating expenses and narrowing profits are driving many employers to contain costs. Our Basic Accidental Death And Dismemberment (AD&D) Insurance is available as a "carve-out" from a standard group life insurance program. By establishing a separate AD&D carve-out program, businesses can control costs and provide coverage for their employees.

Features and Benefits Back To Top
  • Offers remarkable flexibility that can be tailored to fit the insured's specific needs
  • Employer-paid coverage for employees on or off the job, 24 hours a day, 365 days a year, worldwide
  • With enhancements as benefits riders a total benefit package can reach up to $5 million per life, and may be subject to an earnings tie-in
  • Allows customized coverage for Coma, Emergency Evacuation, Repatriation of RemainsCommon Disaster, Felonious Assault, Tuition, Day Care, Paralysis and Seat Belt
  • Covers the insured up to 365 days from the date an accident occurs to the date of the actual loss
 
Claims Back To Top

When a claim occurs, our goal mirrors that of our customer: To resolve it as quickly and fairly as possible. To achieve this goal, we draw on American International Companies' vast claims handling resources, including experienced claims specialists and the nation's premier defense attorneys, who have expertise managing even the most complex, sensitive claims and litigation.

Mail:     AIG Commercial Insurance Company of Canada
            145 Wellington Street West
            Toronto, Ontario  M5J 1H8

Tel:       800-387-4481
            (8:45 to 4:45 Monday to Friday ET)
Tel:       800-235.8784 (after hours)
Fax:      416-596-4197
Email:   can.claims@aig.com